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We are concerned that the proposed conduct is likely to reduce or distort competition in a number of markets," Chairman Rod Sims said in a statement on the regulator's website. VIDEOS TOP JOBS The banks, which have invested in their own mobile technology in recent years, fear being shut out of the fast-growing Australian payments market and hoped to negotiate as a group to boost their bargaining power. Apple accused the banks Commonwealth Bank of Australia, National Bank of Australia, Westpac Banking and Bendigo & Adelaide Bank of attempting to "delay or even block" the introduction of the technology. The banks said they were "disappointed" by the ruling and would now individually review and determine their future strategy for mobile payments. "Apple has a stated desire to own the entire mobile wallet, and will use the beachhead into mobile wallets afforded to them by complete control over mobile payments on iPhone to exert control over the rest of the digital new doctor home loan Oak Laurel wallet," the banks said in an emailed statement. Australians are the world's biggest users of contactless payment technology, according to data from Visa Inc. Australia & New Zealand Banking Group isn't affected by the ruling, having already agreed to accept Apple Pay. That decision has helped ANZ attract more high-income young professionals to the bank, Chief Executive Shayne Elliott said in November. In their submission to the regulator, the banks all pledged to participate in the roll-out of Apple Pay in Australia in return for being granted access to the iPhone's near-field communications antenna the technology that makes payments on contactless readers possible. Without this, Apple would have a "stranglehold on this strategically important future market," they argued.

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